Direct deposit switch (DDS) allows consumers to change the account where their paycheck is being deposited. We handle the below use cases:

  • Full switch
  • Partial switch
    • split by percentage and
    • split by amount

Creating a direct deposit switch request is done when creating a bridge_token.

  1. The Create Bridge Token endpoint accepts deposit_switch as a value for the product_type..
  2. When specifying a deposit_switch value you must also provide the following fields:
  • account.account_number,.
  • account.account_type,
  • account.routing_number,
  • account.bank_name,
  • account.deposit_type,
  • account.deposit_value.

Options for splitting are usually governed and provided by the payroll provider.